Quotes on Finances

 Now, brethren, I want to make it very clear that I am not prophesying, that I am not predicting years of famine in the future.  But I am suggesting that the time has come to get our houses in order.  So many of our people are living on the very edge of their incomes. In fact, some are living on borrowings. . . . There is a portent of stormy weather ahead to which we had better give heed . . . Self-reliance cannot obtain when there is serious debt hanging over a household.  One has neither independence nor freedom from bondage when he is obligated to others . . . I urge you, brethren, to look to the condition of your finances.  I urge you to be modest in your expenditures; discipline yourselves in your purchases to avoid debt to the extent possible.  Pay off debt as quickly as you can, and free yourselves from bondage.  This is a part of the temporal gospel in which we believe.  May the Lord bless you . . . to set your houses in order.  If you have paid your debts, if you have a reserve, even though it be small, then should storms howl about your head, you will have shelter for your wives and children and peace in your hearts. . . . I wish to say it with all the emphasis of which I am capable.  Gordon B. Hinckley, “To the Boys and to the Men,” Ensign, Nov. 1998, p. 51